CPAs

Angel Fernandez, MST, CPA 

Angel Fernandez has successfully used his entrepreneurial skills to develop Fernandez-Bergnes & Associates, PA, a CPA firm established in 1997 focused on the needs of small and midsize companies, helping them build the economic engine of their businesses.

Working with business owners all over South Florida in a broad range of industries, Fernandez is committed to empowering his clients to take ownership of their finances and achieve business profitability.

Angel started his career in the insurance industry in 1994 working for Avante Insurance, the company his parents built from the ground up.  The values he learned at an early age, working with his family, are ones that remain at the heart of his organization.  Angel is currently the CFO of Avante and is credited with creating and implementing financial controls that have improved the profitability and operational efficiency of the organization as well as maintaining the company at the cutting edge of technology.

As an entrepreneur himself, Angel understands firsthand the challenges small and medium business owners face.  He openly shares his experiences to educate and partner with each of his clients and create a future with them that has them achieve unprecedented business results.

Angel is also deeply involved in the community through his participation in faith-based organizations. He serves as a leader and passionate participant on several committees and has been instrumental in helping raise money to help the needs of those less fortunate in neighboring communities as well as around the world.

Education and Accomplishments:

  • Bachelor’s in Accounting and Master of Science in Taxation, Florida International University (1999) 
  • Member, Florida Institute of Certified Public Accountants (FICPA) 
  • Member, National Society of Tax Professional (NSTP)
  • Member of BNI Vision (Dade Chapter)

Carmen M. Peters, MST, CPA 

Carmen Peters has been in the public accounting arena since July, 1999.  Carmen has worked comprehensively with small to medium sized businesses.  She specializes in corporate financial reporting, taxation, new business incorporation, international reporting and not for profit. She enjoys working with clients, putting an emphasis on creating sound bookkeeping systems, preparation of financial statements, income tax planning & preparation, and business consultation.

Prior to public practice, Carmen worked as a fund accountant in the complex securities department at Franklin Templeton. She went on to IVAX Pharmaceuticals where she specialized in subsidiary consolidation and SEC reporting.

Carmen’s greatest professional achievement is the relationship she’s established and maintained with her business clients.  They depend on her and she thrives on exceeding their expectations.

Education and Accomplishments:

  • Bachelor’s in Accounting  and Master of Science in Taxation, Florida International University
  • Member, Florida Institute of Certified Public Accountants (FICPA) 
  • Member, National Society of Tax Professional (NSTP)
  • Member, The American Institute of CPAs (AICPA)