CPAs

Fernandez-Bergnes & Associates, PA.

Angel Fernandez, MST, CPA

Angel Fernandez has successfully used his entrepreneurial skills to develop Fernandez-Bergnes & Associates, PA, a CPA firm established in 1997 focused on the needs of small and midsize companies, helping them build the economic engine of their businesses.

Working with business owners all over South Florida in a broad range of industries, Fernandez is committed to empowering his clients to take ownership of their finances and achieve business profitability.

Angel started his career in the insurance industry in 1994 working for Avante Insurance, the company his parents built from the ground up. The values he learned at an early age, working with his family, are ones that remain at the heart of his organization. Angel is currently the CFO of Avante and is credited with creating and implementing financial controls that have improved the profitability and operational efficiency of the organization as well as maintaining the company at the cutting edge of technology.

As an entrepreneur himself, Angel understands firsthand the challenges small and medium business owners face. He openly shares his experiences to educate and partner with each of his clients and create a future with them that has them achieve unprecedented business results.

Angel is also deeply involved in the community through his participation in faith-based organizations. He serves as a leader and passionate participant on several committees and has been instrumental in helping raise money to help the needs of those less fortunate in neighboring communities as well as around the world.

Education and Accomplishments:
  • Bachelor’s in Accounting and Master of Science in Taxation, Florida International University (1999)
  • Member, Florida Institute of Certified Public Accountants (FICPA)
  • Member, National Society of Tax Professional (NSTP)
  • Member of BNI Vision (Dade Chapter)
Carmen M. Peters, MST, CTC, CPA

Carmen M Peters is a Certified Public Accountant and a native of South Florida. She is a graduate of Florida International University’s College of Business and holds a Bachelor’s Degree in Accounting and a Master’s Degree in Taxation. Carmen has held the title of partner at Fernandez-Bergnes & Associates since 1999 and is also a Certified Tax Coach (CTC). Carmen specializes in advanced tax reduction strategies, corporate financial reporting, international compliance reporting and the accounting for not-for-profit organizations. She and her team of highly-skilled professionals pride themselves in their level of customer focus and satisfaction.

Carmen’s passion for Accounting stems from her love of numbers and problem solving. She has a never ending drive, spirit, and dedication to find the best and most appropriate business and financial solutions for her clients.

Prior to joining Fernandez-Bergnes & Associates, Carmen led the consolidation and SEC reporting department for IVAX Pharmaceuticals and before that she got her start right out of college as a fund accountant at Franklin Templeton as part of the complex securities department.

For close to 20 years, Carmen has been serving her local clients in and around south Florida as well as her international clients from many regions of Latin America. She maintains that her greatest professional achievements are the many relationships she’s kept and grown with her clients that rely on her ability to keep them compliant with the ever changing US tax code while also maximizing their cash flows.

Education and Accomplishments:
  • Bachelor’s in Accounting and Master of Science in Taxation, Florida International University (2003)
  • Certified Tax Coach (CTC)
  • Member, The American Institute of CPAs (AICPA)
  • Member, Florida Institute of Certified Public Accountants (FICPA)
  • Member, National Society of Tax Professional (NSTP)